Don't let budget constraints prevent you from having a comfortable, energy-efficient home. Since 1979, L & H Services Inc. has helped homeowners throughout Beecher, IL and surrounding communities including Frankfort, Crete, Peotone, and Monee invest in quality HVAC systems with flexible financing options through our partnerships with Regions Bank and JB Financing.
Whether you need a new furnace, air conditioner, heat pump, boiler, mini-split, or geothermal system, our financing programs make it easier to afford the comfort and efficiency your family deserves with competitive rates, quick approval, and payment terms that fit your budget.
Ready to explore your financing options? Contact L & H Services Inc. today to learn more about our flexible payment solutions.
HVAC system replacements and major repairs represent significant investments in your home's comfort, efficiency, and value. Quality heating and cooling equipment can cost several thousand dollars, and unexpected breakdowns often happen at the worst possible time—when you can least afford a major expense.
Financing allows you to invest in the right system for your home without depleting your savings or delaying necessary repairs. Instead of settling for a cheaper, less efficient system or putting off needed replacements, financing enables you to choose quality equipment that will provide years of reliable comfort while spreading the cost over manageable monthly payments.
Additionally, investing in high-efficiency HVAC equipment often reduces monthly utility bills, meaning the energy savings can help offset your financing payments while you enjoy improved comfort and reliability.
L & H Services Inc. partners with Regions Bank and JB Financing to provide flexible financing solutions for HVAC installations and major repairs. These partnerships give our customers access to competitive financing options with reputable financial institutions that understand home improvement investments.
Our financing options cover a wide range of HVAC products and services:
Ready to get started? Contact L & H Services Inc. to discuss your project and explore financing options that fit your needs and budget. Apply online or call us today.
Competitive Rates
Quick Approval
Flexible Terms
No Money Down
Financing transforms a large upfront expense into manageable monthly payments that fit your budget. Instead of paying thousands of dollars at once, you can spread the cost over months or years with predictable payments.
Payment Advantages:
Don't suffer through uncomfortable temperatures or risk health and safety issues while saving up for a new system. Financing allows you to restore comfort immediately while paying over time.
Immediate Benefits:
Our streamlined online application makes it easy to apply for financing from the comfort of your home. The process is fast, secure, and designed for your convenience.
Choose the financing term that best fits your budget and financial goals. Longer terms mean lower monthly payments, while shorter terms minimize total interest paid.
From time to time, we offer special financing promotions that can provide even greater savings and flexibility for qualified customers.
Financing approval is based on creditworthiness as determined by Regions Bank. While specific requirements vary, we work with customers across a range of credit profiles.
Switch to clean, efficient geothermal heating and cooling. Rebates and incentives are available to help offset your new system's cost.
Rebates, incentives & lower bills.
Geothermal is the cleanest way to heat & cool.
Quiet, reliable performance.
Get answers to your HVAC financing questions
You can apply for financing through our simple online application on this page or by contacting L & H Services Inc. directly. The application takes just minutes to complete and requires basic personal, employment, and income information. Most applications receive a decision within hours.
Financing is available for customers with various credit profiles. While higher credit scores typically qualify for better rates and terms, we encourage all customers to apply regardless of their credit situation. Regions Bank evaluates each application individually considering multiple factors beyond just credit score.
We offer no-money-down financing options for qualified customers, meaning you can proceed with your HVAC installation or repair without any upfront payment. Down payment requirements vary based on creditworthiness, project cost, and the specific financing program selected.
Most financing applications receive a decision within a few hours of submission. In some cases, additional verification may be required which could extend the timeline to 1-2 business days. Once approved, we can typically schedule your installation or service within days.
We offer flexible financing terms ranging from short-term options to extended payment plans, depending on your needs and qualification. Specific terms, interest rates, and monthly payments are determined upon approval based on creditworthiness and amount financed. Contact us for current rate and term information.
Most of our financing programs allow early payoff without prepayment penalties, meaning you can pay off your balance early and save on interest charges. Specific terms vary by financing program, so review your agreement or contact Regions Bank for details about your particular financing.
Financing is available for virtually all HVAC products and services including new system installations, equipment replacements, major repairs, high-efficiency upgrades, indoor air quality systems, and emergency services. Minimum purchase amounts may apply for some financing programs.
Submitting a financing application will result in a credit inquiry which may have a minor temporary impact on your credit score. However, if you're shopping for financing and submit multiple applications within a short period, credit bureaus typically count these as a single inquiry. The long-term impact is generally minimal, especially if you make on-time payments.
We periodically offer special financing promotions including reduced rates, deferred interest, or extended terms for qualified customers. Contact L & H Services Inc. or check our website for current promotional financing offers. Terms, conditions, and qualification requirements apply to all promotional programs.
If your initial financing application is not approved, we'll work with you to explore alternative options. This may include different financing programs, co-applicants, larger down payments, or payment plan alternatives. We're committed to helping you find a solution that allows you to proceed with necessary HVAC services.
Apply online today or contact L & H Services Inc. to discuss financing for your HVAC project in Beecher, IL.
Flexible Payment Solutions Since 1979
Don't let budget concerns prevent you from enjoying the comfort, efficiency, and reliability your home deserves. L & H Services Inc. partners with Regions Bank and JB Financing to offer flexible financing solutions that make quality HVAC installations and repairs affordable for homeowners throughout Beecher, IL and surrounding communities.
Whether you need a new furnace, air conditioner, heat pump, or other HVAC equipment, financing makes it possible to choose the right system for your home without draining your savings. Manageable monthly payments and potential energy savings from efficient equipment mean you can enjoy comfort now while paying over time.
Our financing programs are designed for homeowners who want quality HVAC equipment and professional installation but prefer to spread the investment over time with predictable monthly payments.
Call L & H Services Inc. at (708) 231-4800 or apply online to explore your financing options for HVAC services throughout Beecher, Peotone, Crete, Frankfort, Monee, and all of Will County.
Let us help you invest in home comfort with flexible financing backed by 45+ years of trusted HVAC service.
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